3. Trademarks and Copyrights

This Site and all of its contents (including but not limited to codes, data, design, files, graphics, interfaces, software, text as well as trademarks, service marks and other logos, and the selection and arrangement thereof) are the property of and owned by IBCOL and are protected by copyright, trademark and other laws of Germany and, if relevant, other countries. The Site may also include trademarks, service marks or logos of third parties. All trademarks, service marks and logos included on this Site are the property of their respective owners, and you agree not to use them in any manner without the prior written permission of the applicable owner.

4. Accuracy, Completeness and Up-To-Dateness of Information

IBCOL uses reasonable efforts to make sure that the information posted on this Site is accurate, complete and up-to-date. We cannot, however, guarantee, and are not responsible for ensuring, the accuracy, completeness or up-to-dateness of the information available on the Site. The materials on the Site are provided for general information only and should not be relied upon or used as the sole basis for making significant decisions without consulting other sources of information. Any reliance upon the materials on this Site will be at your own risk, and IBCOL shall have no obligation at all to update any information on this Site.

We reserve the right, at any time without notice or liability, to modify, terminate, suspend or discontinue any aspect of this Site, or to discontinue the Site in total.

5. Submission of Materials and Other Communications by User

You acknowledge that you are solely responsible for any submission of materials and other communications to IBCOL, including the legality, reliability, appropriateness, originality and copyright of any such materials. You may not upload to, distribute, or otherwise publish through the Site any content that is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law. You may not upload commercial content onto the Site.

Subject to any applicable law, and to the requirements of our Privacy Policy, any communications sent by you via this Site or otherwise to IBCOL are submitted on a non-confidential basis, and IBCOL is under no obligation to refrain from reproducing, publishing, modifying or otherwise using them in any way or for any purpose.

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